After much prayer and reflection we know we are supposed to be here in Tucson now. We moved here for many reasons, most importantly because God wanted us here. Our family has experienced such huge miracles and blessings that we try to work out all things for His glory. Oddly enough, we are confident we are in His will when others tell us we are crazy, shouldn't do something or it doesn't make sense to them.
It makes more sense to move where NASA can have a job. However, it isn't what God wants us to do right now.
It makes more sense to move where NASA can have a job. However, it isn't what God wants us to do right now.
Why don’t I return to work? It wouldn’t solve the issue of
my husband needing to work. He is a goal oriented person with a work ethic
making it hard for him to accept retirement at the age of 41. He is
volunteering his time each week, but it isn’t enough for him. Plus, I have
grown to enjoy being home and available to my children. Early on, we agreed
that I was the one to stay home for the children.
I have my own employment challenges too. I have a Masters
degree and have been out of my field of human resources for 5 years. I would
have to return to work full-time. There are few and far between part-time positions in human resources.
I would prefer not to choose work over my children. Most human resources professionals do not want to supervise someone with 15 years
of experience and degrees. I am over educated and lack recent work
history. I respect women who work or return to work after having children. It is a huge balancing act of work and family. I tried it in March of 2008, it wasn't for me. It stressed me out and I missed my girls. 
Then there is bringing the girls back to homeschooling. It was always the goal to make sure they got the attention and instruction they needed to be successful.
Having them in school has been a huge learning experience. I
volunteer in their classrooms and see what outside education has done for
children. There are second graders who struggle to read. Smart kids who when I sat and read with a small group, they didn't even know how to try and sound out the words. I could see their frustration. I know our local public school is not a long term strategy for us.
Our loan modification came through, finally. With the guidance of a HUD counselor we started the process back in February. In July the bank agreed to let us enter into a 6 month 'trail' modification period, resulting in a lower monthly payment. If we could successfully complete the trial period they would modify our loan. There were no terms for our modification laid out. We had no clue what the end result would be. Although we were only 2 months into our trial period, the bank sent us paperwork to permanently modify the loan. They offered us a lower interest rate. Instead of the 6.25% we were paying, it was modified down to 3.75%. All the terms remained the same, 25 years left on the loan and same remaining principle. Essentially we got a refinance without any closing costs lowering our monthly payment to be more affordable. We closed this week on the modified loan.
Our loan modification came through, finally. With the guidance of a HUD counselor we started the process back in February. In July the bank agreed to let us enter into a 6 month 'trail' modification period, resulting in a lower monthly payment. If we could successfully complete the trial period they would modify our loan. There were no terms for our modification laid out. We had no clue what the end result would be. Although we were only 2 months into our trial period, the bank sent us paperwork to permanently modify the loan. They offered us a lower interest rate. Instead of the 6.25% we were paying, it was modified down to 3.75%. All the terms remained the same, 25 years left on the loan and same remaining principle. Essentially we got a refinance without any closing costs lowering our monthly payment to be more affordable. We closed this week on the modified loan.
We are selling all the excess things we have accumulated over the last 20 years. Using the money to fund some changes we want to make in the house.
The first big step to show our commitment to sticking it out here was selling all our moving boxes. We have started hanging pictures on the walls. Soon we will be replacing the flooring in our living room, building storage in the garage and putting the drapes/curtains up. We will make this our home again. It feels good and we know it is what is right now.
2 John 6 (NIV) And this is love: that we walk in obedience to his commands. As you have heard from the beginning, his command is that you walk in his love.
Soon we will address the best direction for our girls schooling. One thing at a time.
The first big step to show our commitment to sticking it out here was selling all our moving boxes. We have started hanging pictures on the walls. Soon we will be replacing the flooring in our living room, building storage in the garage and putting the drapes/curtains up. We will make this our home again. It feels good and we know it is what is right now.
2 John 6 (NIV) And this is love: that we walk in obedience to his commands. As you have heard from the beginning, his command is that you walk in his love.
Soon we will address the best direction for our girls schooling. One thing at a time.
